Industries We Serve
At H M B M & ASSOCIATES, we have extensive experience serving businesses across various industries, providing tailored financial solutions, compliance support, and advisory services. Each industry faces unique challenges, and our expertise ensures that businesses operate smoothly while adhering to regulatory requirements.
Banking & Financial Services
Challenges:
Regulatory compliance with RBI and SEBI guidelines.
Risk management in lending, investments, and asset management.
Financial reporting transparency and internal audit requirements.
Public Sector Undertakings (PSUs)
Challenges:
Compliance with government financial policies and audit requirements.
Managing large-scale projects and fund allocation efficiently.
Maintaining transparency in financial reporting.
Our Expertise:
Regulatory Compliance – Ensuring adherence to RBI norms, SEBI regulations, and financial reporting standards.
Internal & External Audits – Strengthening financial controls and risk assessment processes.
Taxation & Advisory – Strategic tax planning, GST compliance, and reporting for banking institutions.
Our Expertise:
Audit & Assurance Services – Statutory audits, forensic audits, and compliance checks for PSUs.
Financial Management & Risk Advisory – Structuring financial processes for accountability and efficiency.
Regulatory Compliance & Taxation – Ensuring adherence to public financial regulations and tax laws.
Retail & FMCG
Challenges:
Complex supply chain and inventory management.
GST compliance on multi-state operations.
Profit margin optimization while maintaining compliance.
Manufacturing (Steel, Chemicals, Textiles, etc.)
Challenges:
Managing high production costs and raw material pricing fluctuations.
Regulatory compliance related to labor laws, environmental laws, and tax laws.
Handling domestic and international taxation policies.
Our Expertise:
GST Compliance & Filings – Handling multi-location GST complexities and ensuring smooth tax credit claims.
Inventory & Stock Audits – Preventing pilferage and financial leakages.
Financial Planning & Cash Flow Management – Optimizing pricing, profitability, and cash flow.
Our Expertise:
Cost Optimization & Profitability Analysis – Analyzing production costs to maximize efficiency.
Tax Advisory & GST Implementation – Ensuring correct tax classification and maximizing input credits.
Statutory Compliance Audits – Ensuring compliance with industry-specific regulations and labor laws.
Infrastructure & Real Estate
Challenges:
Project financing and funding for large-scale developments.
Tax implications on real estate transactions and REITs.
Regulatory compliance with RERA and other real estate laws.
Logistics & Transportation
Challenges:
Managing GST on inter-state goods movement.
Maintaining profitability despite fluctuating fuel costs.
Regulatory compliance for fleet operations.
Our Expertise:
Project Financing & Fund Management – Assisting businesses in securing funds for large-scale infrastructure projects.
Tax Structuring & Planning – Optimizing tax benefits on real estate investments and transactions.
Compliance with RERA & Other Regulations – Ensuring adherence to government-mandated real estate policies.
Our Expertise:
Financial Structuring & Cost Optimization – Enhancing financial efficiency in logistics operations.
GST & Supply Chain Taxation – Managing inter-state taxation complexities and ensuring compliance.
Audit & Internal Controls – Strengthening financial processes for fraud prevention and risk management.
Hospitality & Tourism
Challenges:
High operational costs and taxation on services.
Managing compliance with food, safety, and tax regulations.
GST and service tax compliance on hotel bookings and travel services.
Oil & Gas, Power, and Energy
Challenges:
Managing high capital investments and operational costs.
Compliance with government policies and environmental regulations.
Tax structuring and funding for large-scale energy projects.
Our Expertise:
Hotel & Tourism Tax Advisory – Handling GST, service tax, and tourism taxation.
Financial Management & Profitability Analysis – Helping businesses optimize revenue and control costs.
Compliance with Industry Regulations – Ensuring adherence to tourism and hospitality regulatory norms.
Our Expertise:
Project Financing & Investment Advisory – Assisting in raising funds for energy and power projects.
Regulatory Compliance & Audits – Ensuring adherence to environmental and energy sector regulations.
Tax Optimization & Cost Control – Structuring tax benefits and optimizing energy sector operations.
Why Choose Us?
H M B M & ASSOCIATES brings years of industry experience, technical expertise, and a client-focused approach to deliver financial solutions that drive business success. Our deep insights into industry-specific financial challenges help businesses optimize operations, stay compliant, and achieve long-term growth.
📞 Contact us today to explore how our expertise can benefit your industry!